Terms of use.

The product. The DepreciationDecoded Kit is a digital information product — letters, worksheets, and calendars about recovering held-back insurance depreciation. One payment of $39; no subscription; no account.

Not advice. Everything on this site is general information about home insurance claims. It is not legal advice, not insurance advice, and not a substitute for a licensed attorney or public adjuster. Your policy's wording and your state's law control your claim; read both.

No outcomes promised. We do not negotiate with insurers, estimate your claim's value, or promise any result. Red-flag routing — large losses, injury, bad-faith patterns — is published as content because those cases need licensed professionals.

Accuracy. Sources are cited per page and dated. The state dataset is maintained quarterly; corrections are logged publicly. We are not liable for changes in statutes, bulletins, or policy forms after the stated check date.

Intellectual property. The site's text, checker logic, and kit contents belong to CLEARDEAL LLC. You may print and use the kit on your own claim; you may not resell or redistribute it.

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